This includes, for example, food, water, medication in the presence of a mental disorder or something delicious to cheer up, such as sweets or alcohol. I don’t know if it’s possible to put alcohol in the category of goodies, well, okay, I hope you understand what I mean.

  • QualifiedKitten@discuss.online
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    11 days ago

    #DIV/0! I was laid off and haven’t been able to find another job yet, so salary is zero, but basic needs still exist and cost money.

      • QualifiedKitten@discuss.online
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        10 days ago

        Thanks to some unexpected health issues, I drained the savings, and am now borrowing from family. Hooray.

        I’m not in tech, but the last time I was unemployed, I was able to reach out to a few temp/staffing agencies and at least had something to keep me afloat pretty quickly. This time around, I’ve only received a response from a single temp agency. They’ve sent me on a few interviews over the past month, but still no actual job offer yet.

      • QualifiedKitten@discuss.online
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        10 days ago

        18 months here. Initially, I figured I’d enjoy a few months off thanks to severance + unemployment, but then, when it was about time to get serious about finding work again, I was diagnosed with cancer. I’m in remission now, but my savings is completely gone and I’m borrowing money from family. A tent is definitely growing more appealing.

        • Fleppensteyn@sh.itjust.works
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          10 days ago

          Damn, same for me. I was sick for months, nobody knew what was wrong. Just sit it out, they said. Now I got a tumor. I was supposed to be traveling, not lying in bed. Hope things get better for you.

  • Return_of_Chippy@lemmy.world
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    11 days ago

    Ideally you build your life around 50/30/20. 50 needs, 30 wants and 20 savings. I was more like 80/20/0 until I was 22. Then around 60/20/20 for a few years and now I’m at 30/40/30ish. Lucky to have made good financial decisions and starting early in a good career.

  • Herbal Gamer@sh.itjust.works
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    11 days ago

    This includes, for example, food, water, medication in the presence of a mental disorder or something delicious to cheer up, such as sweets or alcohol.

    100% then

  • Iconoclast@feddit.uk
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    11 days ago

    Somewhere around 60% I guess. I’m self employed so I don’t have a steady income and I’m not sure what it averages to per month. As long as I see my wealth steadily increasing I don’t worry too much about it.

  • douglasg14b@lemmy.world
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    11 days ago

    Well, the mortgage on a 120-year-old house, food, water, electricity, internet, phones, medical bills, and medication, and the usual modern necessity bits and pieces, add up to about $5k/m

    Add on childcare and similar that’s $6.5k

    :(

    So most of it…

  • Korhaka@sopuli.xyz
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    11 days ago

    Think it’s about £600 a month for the house/bills, then £50 a month for my half of the food.

    Does £30 on olives and cheese count as essential?

    After tax not sure how much I get yet as I am in a new job and not yet had a full months pay but can’t be far off £2k, so like 33%. Then the rest is split between luxuries, stupid things I don’t need and savings.

  • Asafum@lemmy.world
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    11 days ago

    If we’re also including rent then 2/3 of my income goes to basic necessities… That’s not including things like car insurance or Internet access.

  • zlatiah@lemmy.world
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    11 days ago

    Based on my records, probably averaging 40-50% on needs. Exactly 30.7% on housing, somewhere >10% on basic needs food, and maybe just a bit more for emergency. The numbers for food is a bit fuzzy since I don’t specifically separate out, say, a 6-pack beer or a really nice chocolate bar from other groceries

    For context though, I make above average salary for my area, am relatively young & healthy (so almost no healthcare needs), and didn’t mind living a bit frugal…